Frank Daubenton, Author at Galileo Capital

Why Some Wear Helmets and Others Don’t: What It Says About How We Approach Money

By Jonathan Theunissen, CFP ® The other morning, I noticed something that stuck with me. A group of dads cycling with their kids to school. Every child wearing a helmet. Not a single dad was. It’s a small thing. Almost unremarkable. But it says a lot. The kids are protected. The risk is acknowledged. The[...]

By Frank Daubenton, CFP® SpaceX is one of the most talked-about investment opportunities of the current decade. It has evolved far beyond the image of a startup, becoming a strategically important business in aerospace, communications and internet infrastructure through initiatives like Starlink. Yet despite its prominence, SpaceX remains unlisted, which means investors cannot simply buy[...]

By Frank Daubenton, CFP® Property feels safe because it is visible, tangible, and familiar. Retirement changes the test. At that stage, the question is no longer whether property can grow in value. The real question is whether it supports income stability, liquidity, and peace of mind. Why property appeals to retirees Many retirees trust property[...]

By Frank Daubenton, CFP® Retirement can simplify your lifestyle. It often complicates your tax position. The difference between a comfortable income and unnecessary tax can come down to where your money is drawn from and how those income streams are structured. Why retirees often pay more tax than necessary Many retirees pay more tax than[...]

By Frank Daubenton, CFP ® Every retiree eventually asks the same question. How much can I safely draw each month without running out of money? It is a reasonable question, but it is often answered in the wrong way. Too many retirement conversations start with percentages. Drawdown rates, returns, and assumptions dominate the discussion. None[...]

By Frank Daubenton, CFP® Property decisions in later life are rarely neutral. A home carries memory, identity, and comfort. That makes the financial choices harder, and often delayed. Yet housing is usually one of the largest asset on a retiree’s balance sheet. Decisions around it deserve clear thinking before emotions take over. Whether you sell[...]

By Frank Daubenton, CFP ® When parents talk about sending a child to university, the focus is usually academic. Which institution. Which degree. Which country. The financial discussion often comes later, once acceptance letters arrive and deadlines are tight. That order creates pressure. University is one of the largest financial commitments most families will ever[...]

By Frank Daubenton, CFP® Introduction: Succession planning is a critical aspect of any business’s long-term sustainability and growth, and independent financial advisers (IFAs) in South Africa are no exception. As these professionals navigate the complexities of the financial industry, they must also consider the future of their practices. A well-thought-out succession plan ensures the seamless transition[...]

Author: Frank Daubenton

Why Some Wear Helmets and Others Don’t: What It Says About How We Approach Money

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Author: Frank Daubenton

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