Money Management Archives | Galileo Capital

The Difference Between Being Wealthy and Looking Wealthy

by Frank Daubenton
Posted on October 5, 2026
in Budgeting, Financial planning, Money Management

By Frank Daubenton, CFP® We often judge wealth by what we can see. A large home, a luxury car, expensive clothing and regular holidays can all create the impression of financial success. These things may reflect genuine wealth. They may also be funded by debt, high monthly costs and very little long-term security. Real wealth[...]

by Katlego Mei
Posted on September 14, 2026
in Budgeting, Financial planning, Money Management

By Katlego Mei, CFP ® Many people work hard to improve their finances. They save regularly, pay down debt, contribute to retirement funds, and make better financial choices than they did a few years ago. Yet despite these efforts, they often feel as though they are standing still. This frustration can be dangerous because it[...]

by Frank Daubenton
Posted on September 7, 2026
in Financial planning, Investing, Money Management

By Frank Daubenton, CFP® A Test match between the Springboks and the All Blacks can change in a matter of minutes. A missed tackle, a yellow card or an unexpected try can shift the momentum. Strong teams do not abandon their structure every time the game turns against them. They regain control, return to the[...]

Stienemarié Bonsma-Potgieter, CFP® – Financial Planner Starting to invest is one of the most important financial decisions a person can make, yet it is often delayed for too long. Many people wait because they want the timing to feel right. They hope markets will settle, uncertainty will ease, and a clearer moment to begin will[...]

By Katlego Mei, CFP ® For many people, earning more should mean making real financial progress. Yet that is often not what happens. Income rises, but savings do not. Debt remains. Financial stress stays close. The reason is usually lifestyle creep. Lifestyle creep happens when your spending rises as your income rises. At first, it[...]

by Katlego Mei
Posted on May 16, 2025
in Budgeting, Financial planning, Money Management, Property

By Katlego Mei, CFP ® Purchasing a home is an exciting milestone, but it can also feel overwhelming. To help you navigate this journey, let’s break down key factors to consider, both financially and beyond. The Budget Start by determining how much you can realistically afford. Review your income, expenses, and any existing debts. Remember[...]

By Jonathan Theunissen, CFP ® Earning your first salary is an exciting milestone, but it also comes with important financial responsibilities. How you manage your money from the start can set the foundation for long-term financial success. Here’s how you can maximize your first salary and build a strong financial future. Understand Your Payslip Before[...]

by Katlego Mei
Posted on March 24, 2025
in Financial planning, Investing, Money Management

By Katlego Mei, CFP ® In the world of personal finance, the old adage “make hay while the sun shines” holds profound wisdom. My dad used to say this to me all the time. He encouraged me to make the best use of time, especially as a young adult. When you’re building towards financial freedom,[...]

Without an intentional financial strategy to guide us, it’s easy to make mistakes that could harm our financial future.

by Stienemarié Bonsma-Potgieter
Posted on February 4, 2025
in Financial planning, Investing, Money Management

Stienemarié Bonsma-Potgieter, CFP® – Financial Planner When it comes to managing money, emotions often play a bigger role than we think. Fear, excitement or even impatience can cloud our judgment and lead to poor financial decisions. Without an intentional financial strategy to guide us, it’s easy to make mistakes that could harm our financial future.[...]

by Stienemarié Bonsma-Potgieter
Posted on November 19, 2024
in Financial planning, Money Management, Uncategorized

Stienemarié Bonsma-Potgieter, CFP® – Financial Planner No one goes into marriage with the intention of divorcing but unfortunately it is sometimes part of life. Divorce brings forward a lot of changes, including to your financial life. Understandably this is a very difficult time but planning your financial future after divorce is essential, especially when children[...]

Money Management

The Difference Between Being Wealthy and Looking Wealthy

The Quiet Climb: Why Financial Progress Takes Time

Building Wealth the Springbok Way: Stay Calm Under Pressure (Part 2)

The Power of Phasing In Capital When You Start Investing

Lifestyle Creep: The Quiet Threat to Building Wealth

Home Sweet Home: A Guide to Buying Smart and Living Well

Your First Salary: Setting Yourself Up for Financial Success from Day One

Make hay while the sun shines

How You Might Be Harming Your Financial Future Without Realising It

Navigating Your Finances After Divorce

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