Katlego Mei, Author at Galileo Capital

The Quiet Climb: Why Financial Progress Takes Time

by Katlego Mei
Posted on September 14, 2026
in Budgeting, Financial planning, Money Management

By Katlego Mei, CFP ® Many people work hard to improve their finances. They save regularly, pay down debt, contribute to retirement funds, and make better financial choices than they did a few years ago. Yet despite these efforts, they often feel as though they are standing still. This frustration can be dangerous because it[...]

By Katlego Mei, CFP ® Before the 2026 FIFA World Cup final, many people believed Argentina would win. They had the reputation, the experience, and the weight of public expectation behind them. Yet Spain lifted the trophy. That result offers a useful lesson for investors: confidence is not certainty. Investment decisions often follow the same[...]

by Katlego Mei
Posted on August 4, 2026
in Financial planning, Retirement, Tax Planning

By Katlego Mei, CFP ® Tax season can feel complicated in retirement, especially when your income comes from several sources. A careful review before submitting your return can help you avoid delays, reduce the risk of an incorrect assessment, and make sure you do not pay more tax than necessary. For South African retirees, the[...]

By Katlego Mei, CFP ® Many professionals reach a point where full-time work still matters but the pace no longer fits the life they want. You might want to keep earning, mentor, consult, or stay connected, just on different terms. A soft-landing career change is a planned shift from full-time employment to a more flexible[...]

By Katlego Mei, CFP ® Most people have a few money tasks they keep pushing aside. Updating a will. Checking beneficiary details. Reviewing insurance cover. Paying down the credit card. These tasks often feel boring, uncomfortable, or easy to delay. So we say, “I’ll fix it later.” The problem is that “later” can become expensive.[...]

By Katlego Mei, CFP ® Divorce is rarely just an emotional or legal event; it’s also a major financial reset. Overnight, one household becomes two and long‑term plans like retirement, buying a home, or funding children’s education can suddenly feel out of reach. The good news is that with a clear, structured approach, it’s possible[...]

By Katlego Mei, CFP ® Many people think a good investment strategy is only about growth. They focus on returns, market performance, and picking the right products. That matters. But there is another part of investing that deserves just as much attention: liquidity. Liquidity simply means having access to money when you need it. It[...]

By Katlego Mei, CFP ® For many people, earning more should mean making real financial progress. Yet that is often not what happens. Income rises, but savings do not. Debt remains. Financial stress stays close. The reason is usually lifestyle creep. Lifestyle creep happens when your spending rises as your income rises. At first, it[...]

By Katlego Mei, CFP ® Planning for mental incapacity is never an easy topic. It touches on ageing, loss of independence, and difficult family conversations. Yet it is one of the kindest and most practical steps you can take for an elderly parent or loved one. When planning is absent, families are often forced to[...]

By Katlego Mei, CFP ® Every January, financial resolutions arrive with confidence. Save more. Spend less. Invest properly. By February, many of them fade. This is not a discipline problem. It is a behaviour problem. Money decisions are emotional. They are shaped by habit, fear, optimism, and routine. Behavioural finance helps explain why good intentions[...]

Author: Katlego Mei

The Quiet Climb: Why Financial Progress Takes Time

What the World Cup Final Can Teach Us About Investment Decisions

Before You File: A Tax Checklist for South African Retirees

Planning a Soft-Landing Career Change or Semi-Retirement

Rethinking the Financial Habits We Keep Putting Off

Rebuilding after a divorce: A practical personal‑finance reset

Why Liquidity Matters at Every Stage of Life

Lifestyle Creep: The Quiet Threat to Building Wealth

Planning Ahead: Caring for Your Parents’ Finances When They Need You Most

Money Resolutions That Actually Stick

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Author: Katlego Mei

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