Investing

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How Our Clients Gained Exposure to SpaceX

By Frank Daubenton, CFP® SpaceX is one of the most talked-about investment opportunities of the current decade. It has evolved far beyond the image of a startup, becoming a strategically important business in aerospace, communications and internet infrastructure through initiatives like Starlink. Yet despite its prominence, SpaceX remains unlisted, which means investors cannot simply buy[...]
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I have inherited a living annuity. What now?

Stienemarié Bonsma-Potgieter, CFP® – Financial Planner Inheriting a living annuity often comes at a difficult time. You may be dealing with grief, family responsibilities, paperwork and important financial decisions all at once. It can feel overwhelming, especially when you are asked to choose what should happen to the money before you fully understand the consequences.[...]
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Personal Wealth and Business Wealth Are Not the Same Thing 

By Jonathan Theunissen, CFP ® For many business owners, the line between personal money and business money can feel blurred. That is understandable. The business may have funded your lifestyle, created opportunities for your family, and become your biggest financial asset. It may also reflect years of sacrifice, identity, and risk. It is easy to[...]
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Why Smart People Still Make Bad Money Decisions

By Jonathan Theunissen, CFP ® Intelligence helps people solve problems, build careers, and handle complexity. But money does not always reward intelligence. Many capable, successful people still overspend, delay investing, take unnecessary risks, or avoid basic financial planning. That may seem surprising, but it is common because money decisions are rarely driven by knowledge alone.[...]
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Why Long-Term Investors Need Perspective During Short-Term Noise

Stienemarié Bonsma-Potgieter, CFP® – Financial Planner Investing is often described as a rational process shaped by facts, data, and careful decision-making. In reality, it is far more human than that. Every investor brings emotion into the process, whether they realise it or not. Fear, doubt, impatience, and even optimism influence the way people respond to[...]
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Gambling vs Investing: Building a Portfolio That Lasts

Stienemarié Bonsma-Potgieter, CFP® – Financial Planner When it comes to money, few words spark as much debate as “risk.” Some people treat the share market like a casino. Others avoid investing altogether for fear of losing what they’ve worked hard to save. The truth sits somewhere in the middle. Understanding the difference between gambling and[...]
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Spring Cleaning Your Finances: How to Get Organised Before the Year-End Rush

Stienemarié Bonsma-Potgieter, CFP® – Financial Planner Spring is the season of fresh starts. Just as you might clear out cupboards or tidy the garden, it’s the perfect time to give your finances the same attention. A financial spring clean helps you see where you stand, fix what’s out of order, and set up good habits[...]
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