Jonathan Theunissen, Author at Galileo Capital

Why Every Business Owner Needs an Exit Plan (Even If They Never Sell)

by Jonathan Theunissen
Posted on September 28, 2026
in Business, Financial planning, Retirement

By Jonathan Theunissen, CFP ® Ask a business owner about their retirement plans and you will often hear the same answer: “I’ll sell the business one day.” On the surface, that sounds perfectly sensible. After years of long hours, financial sacrifice and more than a few sleepless nights, the business should eventually provide a meaningful[...]

By Jonathan Theunissen, CFP ® A few weeks ago, I chatted with a friend who had recently upgraded his cell phone. His existing phone still worked perfectly well but the newer model had just been released. Within minutes, the old phone, which had seemed perfectly adequate that morning, suddenly felt slow, outdated and not quite[...]

By Jonathan Theunissen, CFP ® The other morning, I noticed something that stuck with me. A group of dads cycling with their kids to school. Every child wearing a helmet. Not a single dad was. It’s a small thing. Almost unremarkable. But it says a lot. The kids are protected. The risk is acknowledged. The[...]

By Jonathan Theunissen, CFP ® For many business owners, the line between personal money and business money can feel blurred. That is understandable. The business may have funded your lifestyle, created opportunities for your family, and become your biggest financial asset. It may also reflect years of sacrifice, identity, and risk. It is easy to[...]

by Jonathan Theunissen
Posted on April 21, 2026
in Budgeting, Financial planning, Investing

By Jonathan Theunissen, CFP ® Intelligence helps people solve problems, build careers, and handle complexity. But money does not always reward intelligence. Many capable, successful people still overspend, delay investing, take unnecessary risks, or avoid basic financial planning. That may seem surprising, but it is common because money decisions are rarely driven by knowledge alone.[...]

By Jonathan Theunissen, CFP ® For many South African parents, the idea of teaching children about money can feel overwhelming. Budgets are tight, costs are rising, and it’s tempting to think that “they’ll learn later.” But the truth is that the most important money lessons don’t come from spreadsheets or apps – they come from[...]

By Jonathan Theunissen, CFP ® For many South Africans approaching retirement, the biggest challenge is not whether they have saved enough. It is what comes next once the payslip stops. After years — often decades — of structured routines, professional identity, and daily interaction with colleagues, stepping away from work can feel deeply unsettling. While[...]

by Jonathan Theunissen
Posted on June 17, 2025
in Budgeting, Financial planning, Relationships

By Jonathan Theunissen, CFP ® Understanding the emotional side of finances and how couples can find common ground. Money is never just about numbers. It’s about security, freedom, self-worth, and even identity. This is why, in many relationships, money can become a source of misunderstanding or conflict, especially when two people come from very different[...]

by Jonathan Theunissen
Posted on May 23, 2025
in Budgeting, Financial planning, Investing

By Jonathan Theunissen, CFP ® When clients think about building wealth through investing, one of the first questions they ask is: “What return can I expect?” But here’s the truth that decades of research has shown: consistent contributions – your behaviour – matter more than investment returns over the long run. This isn’t just theory.[...]

By Jonathan Theunissen, CFP ® Earning your first salary is an exciting milestone, but it also comes with important financial responsibilities. How you manage your money from the start can set the foundation for long-term financial success. Here’s how you can maximize your first salary and build a strong financial future. Understand Your Payslip Before[...]

Author: Jonathan Theunissen

Why Every Business Owner Needs an Exit Plan (Even If They Never Sell)

When Enough Is Enough: Knowing When to Stop Chasing More

Why Some Wear Helmets and Others Don’t: What It Says About How We Approach Money

Personal Wealth and Business Wealth Are Not the Same Thing

Why Smart People Still Make Bad Money Decisions

Teaching Children About Money Without Making It Complicated

Retirement Is More Than a Number: Navigating the Emotional Shift Away from Work

When Different Money Backgrounds Collide

Why Investment Contributions matter more than Returns

Your First Salary: Setting Yourself Up for Financial Success from Day One

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Author: Jonathan Theunissen

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