Retirement Archives | Galileo Capital

Why Every Business Owner Needs an Exit Plan (Even If They Never Sell)

by Jonathan Theunissen
Posted on September 28, 2026
in Business, Financial planning, Retirement

By Jonathan Theunissen, CFP ® Ask a business owner about their retirement plans and you will often hear the same answer: “I’ll sell the business one day.” On the surface, that sounds perfectly sensible. After years of long hours, financial sacrifice and more than a few sleepless nights, the business should eventually provide a meaningful[...]

by Stienemarié Bonsma-Potgieter
Posted on September 21, 2026
in Financial planning, Investing, Retirement

Stienemarié Bonsma-Potgieter, CFP® Realising that you are behind on retirement savings can feel overwhelming. You may look at the years that have passed and wonder whether there is still enough time to build a secure future. Some people avoid the subject, while others take unnecessary risks in the hope of catching up quickly. A better[...]

by Katlego Mei
Posted on August 4, 2026
in Financial planning, Retirement, Tax Planning

By Katlego Mei, CFP ® Tax season can feel complicated in retirement, especially when your income comes from several sources. A careful review before submitting your return can help you avoid delays, reduce the risk of an incorrect assessment, and make sure you do not pay more tax than necessary. For South African retirees, the[...]

By Frank Daubenton, CFP ® Most people will spend weeks planning a holiday. They compare destinations, read reviews, consider risks, evaluate costs and think carefully about the experience they want. Flights are researched, accommodation is scrutinised and alternatives are weighed up. The decision-making process is often deliberate because the outcome feels immediate and tangible. Yet[...]

By Katlego Mei, CFP ® Many professionals reach a point where full-time work still matters but the pace no longer fits the life they want. You might want to keep earning, mentor, consult, or stay connected, just on different terms. A soft-landing career change is a planned shift from full-time employment to a more flexible[...]

By Frank Daubenton, CFP® Retirement can simplify your lifestyle. It often complicates your tax position. The difference between a comfortable income and unnecessary tax can come down to where your money is drawn from and how those income streams are structured. Why retirees often pay more tax than necessary Many retirees pay more tax than[...]

By Frank Daubenton, CFP ® Every retiree eventually asks the same question. How much can I safely draw each month without running out of money? It is a reasonable question, but it is often answered in the wrong way. Too many retirement conversations start with percentages. Drawdown rates, returns, and assumptions dominate the discussion. None[...]

By Jonathan Theunissen, CFP ® For many South Africans approaching retirement, the biggest challenge is not whether they have saved enough. It is what comes next once the payslip stops. After years — often decades — of structured routines, professional identity, and daily interaction with colleagues, stepping away from work can feel deeply unsettling. While[...]

by Stienemarié Bonsma-Potgieter
Posted on May 30, 2025
in Finance, Financial planning, Investing, Retirement

by Stienemarié Bonsma-Potgieter, CFP® – Financial Planner Many people find themselves thinking about common questions regarding the financial landscape and how it affects their investment portfolio. What can we expect from the markets this year? Will the Rand strengthen or weaken? How will interest rates move? Additionally, with significant global events, such as the potential[...]

By Katlego Mei, CFP ® Moving forward financially after the death of a spouse can be a daunting task. Especially during a time of grief and emotional turmoil. It was challenging for my mum. Fortunately, my dad had structured his affairs relatively simply and ensured she was cared for. She also had emotional support from[...]

Retirement

Why Every Business Owner Needs an Exit Plan (Even If They Never Sell)

Starting Late on Retirement Saving: What to Focus on Now

Before You File: A Tax Checklist for South African Retirees

Why Investors Spend More Time Choosing Holidays Than Structuring Wealth

Planning a Soft-Landing Career Change or Semi-Retirement

Tax in Retirement: How to Keep More of Your Income

How Much Is Enough? Turning Retirement Savings Into a Reliable Monthly Income

Retirement Is More Than a Number: Navigating the Emotional Shift Away from Work

Invest in Preparedness, Not Prediction

How to rebuild your finances after losing a spouse

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