Estate planning

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Don’t Leave Your Loved Ones Guessing: Why Every South African Needs a Valid Will

Dying without a valid will in South Africa can lead to serious financial and emotionalchallenges for your loved ones, making it crucial to have a properly drafted will inPlace. When someone passes away without a valid will, the distribution of theirestate is governed by the Intestate Succession Act. This means the estate will bedivided according[...]
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How Your Investments Are Impacted by Estate Duty

How Your Investments Are Impacted by Estate Duty
Stienemarié Bonsma-Potgieter, CFP® – Financial Planner Planning for the future involves more than just growing your wealth—it’s also about ensuring that your assets are handled according to your wishes after you pass away. In South Africa, when a person dies, all their worldwide assets, including investments, form part of their estate and may be subject[...]
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Estate Planning for Parents

By Jonathan Theunissen, CFP ® Having a valid will is crucial, especially when minor children are involved. Without one, you lose control over the distribution of your assets upon your death, leaving the decision to be governed by law, specifically the Intestate Succession Act. This can place additional emotional and logistical burdens on your loved[...]
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Raising money-smart kids

by Stienemarié Bonsma-Potgieter, CFP® – Financial Planner  In South Africa, only around 6% of people can retire comfortably and maintain their pre-retirement lifestyle. This is a concerning statistic. The sooner we start saving and investing, the better our retirement outcomes will be. We can also help improve the retirement statistics by not only taking control[...]
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The Key to Peace of Mind

Understanding the Importance of a Will By Katlego Mei, CFP® (Financial Planner at Galileo Capital) Many South Africans don’t have a valid will. This means lots of families are left vulnerable to financial trauma. In this piece, I discuss the importance of wills in personal finance and estate planning. Understanding the significance of wills can[...]
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