Diversification

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Starting Late on Retirement Saving: What to Focus on Now

Stienemarié Bonsma-Potgieter, CFP® Realising that you are behind on retirement savings can feel overwhelming. You may look at the years that have passed and wonder whether there is still enough time to build a secure future. Some people avoid the subject, while others take unnecessary risks in the hope of catching up quickly. A better[...]
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Building Wealth the Springbok Way: Start With the Fundamentals (Part 1)

By Frank Daubenton, CFP® When the Springboks face the All Blacks, attention often falls on the big moments. A powerful scrum, a breakaway try or a match-winning kick can define the result. Yet those moments are built on something less visible: preparation, structure and discipline. The same is true of wealth. Financial success rarely comes[...]
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What does diversification actually mean in your investment portfolio?

Stienemarié Bonsma-Potgieter, CFP® – Financial Planner Diversification is one of the most common principles in financial planning. Most investors have heard the phrase, “don’t put all your eggs in one basket.” It is simple, familiar and true. But it does not fully explain what diversification means when you are building an investment portfolio. True diversification[...]
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